Thursday, December 4, 2008

Here's How To Find a Cheap Engagement Ring - Save Thousands!

By Tom W. Mason

So you are ready to propose - you have a great proposal idea in your head, you know exactly what you are going to say and you can't wait to put a ring on her finger. There's just one problem - you don't have the ring! Money's tight though, so you want to find a cheap engagement ring - is it possible?

First off, I never like to use the word "cheap" when describing a diamond ring. So instead of saying "cheap engagement ring", I'm going to say "affordable engagement ring". Just sounds nicer doesn't it?:)

Ok, step one is to set a budget. Decide how much you want to spend on your engagement ring. And please be realistic - don't say $56. Not gonna happen.

You're either going to have to save up some money to make this purchase or pay for it out of your savings. This is one of the most important purchases you will ever make, so don't go too low here. We'll get a great ring at a great price for you - just don't skimp too much or you'll regret it later.

So set a budget that you can afford. Many people try to spend about two months salary, but that isn't always possible. You might have a lot of other bills that you are responsible for - it simply isn't possible for everyone to fork out that much.

That's fine - don't worry about it. You can find gorgeous rings at affordable prices. It's all about getting the most for your money.

However, I do suggest that you spend at least $1,000 on this ring. She'll wear it forever; it's a symbol of your love and there should be some sacrifice involved in buying it. $1,000 is pretty low as far as price tags on engagement jewelry goes. However, you can make even this amount go a long way if you shop wisely.

You can go to my website to read my Diamond Buying Guide. This guide will give you a lot of great information on buying the best engagement ring while staying within your budget. My guide helps you to get the most diamond for your money.

First off, go for a very simple setting. And stick with 14K white or yellow gold. There is no need to spend the extra on 18K or platinum. You want the majority of your budget to go towards the diamond.

You'll want to get the largest diamond you can. Diamonds are graded in several ways; my guide will give you ideas about which of these criteria are most important when looking for a diamond engagement ring on a tight budget.

It really is possible to find the perfect ring for your fiance without breaking the bank; just keep in mind that you are not looking for a cheap diamond engagement ring, but an affordable diamond engagement ring! Happy hunting! - 16003

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